Wednesday, March 18, 2020

Credit score and credit score history?

Rodrigo Pezley: Credit reports from 1 credit bureau do not always include all credit activities in the past. That's why people usually put credit history from 3 credit bureau. Not sure if the site is giving you report from 1 or 3 credit bureau.

Evelin Turlich: It is hard to tell what that meant, each web site is different. Did any of your accounts show up on the experian credit report? If not, it is possible that none of your creditors report to that credit report. One way to check your credit for free is WWW. Annualcreditreport.com. This web site was established by the govt so that all Americans can get a free copy of their credit report from all three agencies. If you want to see your credit score there is a fee, but the best way to protect and build your credit score is to pay your bills on time, never take out more thank what you can afford to pay back, and make sure only accurate information appears on your credit report. Good Luck...Show more

Ran! da Hessell: I recommend you to check this site that can solve your doubts http://www.FINANCE-SOLUTIONS.INFORE:Credit score and credit score history?

Tyrone Disanti: That site is a third party monitoring service. The score is not a FICO. It's a Fakko and who knows how the monitoring service came up with the number. It's worthless. Be sure you go back and cancel that trial membership or you will get hit with monthly fees.You can get your free annual credit report from each of the three credit bureaus online thru AnnualCreditReport.com. This is the site mandated by the FTC and is the only site that won't require you to sign up for monitoring services. Reports are free, scores are not. Reports are much more important than scores.If you want your real FICO scores, you have to pay for them. The Equifax site uses FICO. You can also get FICO scores for Equifax and TransUnion at MyFico.com. Consumers can not get FICO scores for Experian anymore. The Experian and Tr! ansUnion sites use Vantage scores (different scale).CreditKarm! a.com and Quizzle.com both offer free score estimators. They are not FICO but are within 50 points or so. Good enough if you are just curious about your score.By the way, exactly HOW have you been building your credit? Do you have any credit cards or loans? Those are what build credit history. You MUST have a credit history to generate a credit report. Your score is based on the credit report....Show more

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