answers 0:I finished the application and it didn't show any tax credit eligibility and all it said after my simple eligibility to apply for insurance in the marketplace is...."We can't finish your application right now. It's going to take us a little longer to make sure you get the lowest possible costs."The insurance my employer is offering is too expensive and doesn't meet the requirements so I am without insurance and cannot afford a current policy in the marketplace according to the eligibility, and based on their message I don't know how long it is going to take for them to determine if I can qualify for lower costs....Show moreanswers 1:The application process did not complete. Thats what they told you. The other poster is wrong. You can get exchange insurance bu! t if your employer offers a plan you dont get any tax credit subsidy. You can apply offline....answers 2:They will need to verify that the premium for your employer coverage is indeed greater than 9.5% of your household income. If the premium includes any other family members that portion of the premium doesn't count in the 9.5% figure. And yes, you are eligible for the exchange marketplace plans even if you don't qualify for the subsidy. My question is why would you. The plans on the exchange are the same as those off of the exchange. There are more plans off of the exchange and in general those off of the exchange have larger provider networks, so you're more likely to be able to keep your doctor and hospital of choice....answers 3:Not sure you would be eligible for a anything cheaper than what your employer offers. I make 22,500 a year and I am a single parent with 3 dependents and no child support or alternative income. I do not qualify for any tax credit or anything. ! I do qualify for several plans from the marketplace, however t! he cheapest one is at 143 dollars a month and that is with a 6500 dollar deductible per year. My employer offers insurance at a slightly higher rate but the deductible is significantly less. My point is make sure you check all of your options but at this point the Marketplace Insurance seems like a scam to me....answers 4:Your employer has to have your cost - and ONLY your cost, of ONLY the health insurance, at 9.5% of your gross income or less. You have to subtract out the dental cost, and the vision, and life insurance, and the cost for any spouse or kids you might cover as well. The REMAINING number has to be under 9.5%. Seeing as how the average group plan costs $450 per month for one employee, and the average employer kicks in at least half, say $225, You'd have to be making under $23,600 to qualify for a subsidy. The more your employer contributes, the less you have to earn to qualify....answers 5:My employer insurance is not affordable. They have to offer insura! nce at 9.5% of your income or less.answers 6:If you are eligible for insurance under your employer, you are not eligible for the marketplace.answers 7:What is your income and what is the EMPLOYEE ONLY cost of the plan?
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